These Terms govern your use of OffHours Investing ("the Service"). By creating an account or otherwise using the Service, you agree to these Terms.
Eligibility
You must be at least 18 years old and legally able to enter into a contract to use the Service. By signing up, you represent that you meet these requirements.
Account responsibilities
You are responsible for keeping your sign-in credentials secure and for all activity on your account. Notify us immediately at hello@offhoursinvesting.com if you suspect unauthorized access.
Subscriptions and billing
Pro subscriptions ($19/month or our then-current annual rate) renew automatically until canceled. Cancellation takes effect at the end of the current billing period — you retain Pro access until then. You can cancel anytime from your /account page.
Credit packs ($5 / $20 / $50) are one-time purchases applied to your balance. Unused credit balance is refunded automatically to the original card if you cancel Pro, and can also be refunded on demand from /account.
All payments are processed by Stripe. Pricing may change with reasonable notice; existing subscribers signed up at a promotional rate are grandfathered for as long as their subscription remains continuously active.
Acceptable use
You agree not to (a) scrape, mirror, or resell content from the Service; (b) reverse- engineer or attempt to access systems, accounts, or data not your own; (c) use the Service to violate any law or third-party right; (d) abuse rate limits, share access credentials, or run automated requests against the Service without written permission.
No investment advice
The Service provides educational and informational tooling only. It is not investment advice and we are not a registered investment adviser. See our Disclosures for the full statement.
Disclaimers and limitation of liability
The Service is provided "as is" and "as available," without warranties of any kind, express or implied. We do not warrant that the Service will be uninterrupted, error-free, or that data shown will be accurate or complete.
To the maximum extent permitted by law, OffHours Investing and its operators will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, arising from your use of the Service. Our aggregate liability for any direct damages is limited to the amount you paid us in the twelve months preceding the event giving rise to the claim.
Termination
We may suspend or terminate your account if you violate these Terms or use the Service in a way that could harm us, other users, or third parties. You may close your account at any time by contacting us.
Changes to these Terms
We may update these Terms from time to time. Material changes will be announced via email or in-product notice. Continued use of the Service after a change constitutes acceptance of the new Terms.
Governing law
These Terms are governed by the laws of the State of Washington, USA, without regard to its conflict-of-laws principles. Any dispute will be resolved in the state or federal courts located in King County, Washington.
Contact
Questions about these Terms? Email hello@offhoursinvesting.com.